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Clackamas Happy Valley Oregon Mortgage Specialists

Why create Westerlund Lending?

The primary goal of Westerlund Lending is to help individuals, families, investors, and business professionals achieve home ownership. Westerlund Lending creates an environment that provides each consumer a custom-tailored plan that will allow them to make a well-thought, educated decision when moving forward on any home financing decision.

How does Westerlund Lending create a favorable environment for the consumer?

We have lowered our overhead in the form of reduction of fixed costs. Those costs are typically associated with Mortgage Retail Banks, large National Banks and larger Credit Unions. They have middle managers, high salaries, and expensive real estate. Westerlund Lending has eliminated that from our formula and passed that through to our clients and borrowers.

The second — and perhaps most important — advantage is that Westerlund Lending is proudly partnered with Barrett Financial Group, the nation's #1 mortgage brokerage by total funded loan volume. This partnership gives us access to more than 160 wholesale lenders competing for your business, creating a highly competitive marketplace for interest rates, loan products, and financing solutions. By combining Barrett's industry-leading platform with the low-overhead wholesale broker model, we're able to offer exceptional value, more loan options, and a personalized mortgage experience tailored to each client's unique needs.

Clackamas Happy Valley Oregon Mortgage Specialists

Call Me: 503.348.2102

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Located in

Happy Valley
Clackamas, Oregon

Lending in

Oregon
Washington
California
Arizona
Colorado

Clackamas Mortgage Specialists

Lending programs

First-time home buyers, individuals or investors, military veterans with no money down, USDA rural loans, and anyone who is self-employed and/or has been turned down by a bank or credit union.

Home Purchasing

We love helping first-time home buyers with all the programs that are available to achieve their goals!

Property Refinancing

Save money! Lower your monthly mortgage payments, pull cash out to consolidate debts, pay for home improvements.

Our Lending Goals

Favorable loan terms and interest rates
Excellent customer service
Clear communication

Serving Clackamas County

Home loans, lending and mortgages for Happy Valley, Clackamas, Milwaukie, Gladstone, Oak Grove, Oregon City, Canby and the wider Clackamas area.

Nathan Westerlund

Owner | Mortgage Loan Originator

Westerlund Lending, Powered by Barrett Financial Group

With more than 21 years of mortgage lending experience, Nathan Westerlund has built his career on one simple principle: put the client first. Throughout his career, Nathan has served as both a top-producing Mortgage Loan Originator and Branch Manager, leading successful teams, growing multiple branch locations, and helping thousands of individuals and families achieve the dream of homeownership.

Today, Nathan is the proud owner of Westerlund Lending, an independently owned and operated mortgage company powered by Barrett Financial Group. This partnership combines the personalized service and accountability of a local independent mortgage professional with the strength of one of the nation's leading wholesale mortgage brokerages. Barrett Financial Group provides access to an extensive network of more than 160 wholesale lending partners, allowing Nathan to shop competitive rates, lower fees, and specialized loan solutions tailored to each client's unique financial goals. Clients benefit from a broad range of financing options that extend well beyond traditional mortgages, including Conventional, FHA, VA, USDA, Jumbo, Non-QM, Bank Statement, DSCR Investor Loans, HELOCs, Reverse Mortgages, Construction Financing, Commercial Lending, and many other specialty programs. Barrett is recognized as one of the nation's leading mortgage brokerages and is built around providing exceptional service, flexibility, and access to competitive wholesale lending solutions.

Nathan believes every borrower deserves personalized advice—not a one-size-fits-all loan. By partnering with multiple lenders instead of representing only one bank, he can compare loan programs, underwriting guidelines, interest rates, and closing costs to help clients secure the financing that best fits their needs.

Beyond his professional accomplishments, Nathan's greatest source of strength comes from overcoming extraordinary personal adversity. As a survivor of three liver transplants and one kidney transplant, he understands perseverance, gratitude, and the value of serving others. Those life experiences have shaped the compassion, patience, and determination he brings to every client relationship. Whether helping a first-time homebuyer, a growing family, a veteran, a medical professional, or an experienced real estate investor, Nathan is committed to making the lending process as smooth and stress-free as possible.

Nathan has also dedicated countless hours to giving back to his community through organizations such as Donate Life Northwest, Homes for Heroes, and the Clackamas Service Center, supporting veterans, first responders, healthcare professionals, educators, transplant awareness, and families throughout the Pacific Northwest. He believes strong communities are built by helping others succeed—both inside and outside the mortgage industry.

Licensed in Oregon, California, Washington, Colorado, and Arizona, Nathan proudly serves clients throughout the western United States with integrity, transparency, and a commitment to delivering an exceptional mortgage experience.

Whether you're purchasing your first home, refinancing, investing in real estate, consolidating debt with a Home Equity Line of Credit, or exploring specialty financing options, Nathan's mission is simple: provide expert guidance, competitive financing, and service that continues long after the loan closes.

Absolute Best

“Nathan and his team are the absolute best. Communication is always a priority and they make any transaction smooth and easy.”

— Lane, Oregon City OR